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Turning Challenges into Opportunities: Mastering Delinquency Together.

Our Delinquency Management Services provide financial institutions with a single source for delinquency management with the highest quality agents and technology. TriVerity is recognized as the industry’s leading expert for third-party collections of all loan types.

The Loan Service Center is acknowledged as the most capable at minimizing first-party losses by supplying skilled staff and consistent coverage. We understand that you need us to minimize the exposure to loss caused by delinquent loans through respectful interactions with your customers and that you want to be kept informed of our progress.

Explore how TriVerity and The Loan Service Center can minimize losses from unpaid loans with its delinquency management suite of services, payment portal and client support.


Serving financial institutions since 1990


Worked with over 2,700 financial institutions nationwide


Repossessed over 19,500 pieces of collateral


Collected over $331 million for our clients


TVT and TLSC is made up of over 150 employees

We have the skills, track record and experience to minimize your delinquency losses and keep you informed with real-time file updates combined with a customer service commitment that is second to none in the industry.

Power of Partnership

Working with the people at TriVerity and The Loan Service Center has been really the best part of the experience. I can’t tell you how many times I’ve reached out to somebody for a simple question, a complicated question, whatever it might be, they immediately will get back to you. Usually on phone to make sure I understand what I’m asking, what they are telling me. After hours I’ve had people pick up the phone constantly and get back with me. So, just a fantastic group of people to work with.

Rick Jones, Vice President, Neighbors Federal Credit Union

Hear more from our clients

History Timeline

TriVerity has over 30 years of providing collection services for financial institutions. See how we got here and our key milestones along the way.

2024   In tandem with our parent company's evolution, PSCU transitions to Velera, marking a pivotal moment in our journey. Embracing "Momentum for Your Mission," Velera continues to drive credit union growth with innovative fintech solutions and unparalleled service.
2023   The Loan Service Center (TLSC), a PSCU company, announced its strategic partnership with Millennium Capital and Recovery Corporation® (Millennium), a leader in the asset repossession management industry. Through TLSC’s extended services, credit unions will gain further access and scalability to nationwide first-party delinquency management services for collateral recovery and remarketing through Millennium.
2022   TriVerity, a PSCU company, announced it has launched its Indirect Credit Bureau Dispute Processing Solution via The Loan Service Center (TLSC).
2021   In response to regulatory changes, CU Recovery becomes TriVerity and expands its market to align with changes to its customer base and industry growth.

DCM Services, LLC (“DCMS”), the industry leader in data and contact management solutions for the estate and specialty receivables market, has partnered with CU Recovery, a PSCU company, the industry’s leading expert for third-party credit union collections of all loan types.

PSCU, the nation’s premier payments credit union service organization, and Allied Solutions (“Allied”), one of the largest providers of insurance, lending and marketing products to financial institutions in the U.S., today announced they have partnered to provide financial institutions with single-source delinquency management services and support, including first- and third-party collections solutions.
2018   CU Recovery and The Loan Service Center became wholly owned subsidiaries of PSCU.
2010   The CU Recovery Collection Academy in Minneapolis was launched to provide credit unions with continuing education on topics to help effectively operate their collection department.
2003   The company pioneered online access to collector notes and an online file submission process, streamlining the client experience.
1997   Responding to the needs of credit unions, The Loan Service Center was formed to provide first-party delinquency management staff on a temporary, part-time or permanent basis.
mid-1990’s   The company begins collecting outside of Minnesota and introduces education for credit unions on organizing collection tasks and implementing successful collection processes.
1990   CU Recovery is established in Wyoming, MN to help Minnesota credit unions maximize recoveries from charged off loans.

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Our leader's enthusiasm and passion provide the exceptional experience you expect from a business partner.

David Knowles
Steve Balmer

Wendy Elieff


Laura Gerdes


Connie Shoemaker


John Brelje


Colleen Keep


Ronda Ormson


Audrey Brooks


Knowing community has contributed to our success, our culture revolves around our service commitment to employees, financial institutions and their consumers, industry vendors and the community we live and work in.


Financial Institution Community


Employee Enrichment


Charitable Gifting


At TriVerity & The Loan Service Center, extra care is taken to protect our reputation and the reputation of our clients. We continually monitor and audit our collection practices to ensure compliance with all industry State and Federal regulations and laws, including CFPB (UDAAP), FDCPA, TPCA, GLBA and PCI DSS. We work diligently to maintain the highest levels of performance and compliance on every account we work for our clients.